Roth Ira Limits 2024 Married Filing Jointly Over 50. The contribution limit for employees who have a 401 (k) plan is $23,000 in 2024. And your modified agi is.
If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status. But after your income surpasses those numbers, you’ll have to pay.